HOMA-IR Calculator

Estimate insulin resistance from fasting glucose and insulin

Reviewed by the Nutricity editorial teamLast updated:
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How HOMA-IR is calculated

HOMA-IR (Homeostatic Model Assessment of Insulin Resistance) is calculated from fasting glucose and insulin. The formula depends on the glucose unit:

  • Glucose in mg/dL: HOMA-IR = (glucose × insulin) / 405
  • Glucose in mmol/L: HOMA-IR = (glucose × insulin) / 22.5

Insulin is expressed in µU/mL (mU/L). The model was described by Matthews and colleagues in 1985 and estimates, from a single fasting sample, both insulin resistance (HOMA-IR) and pancreatic beta-cell function (HOMA-B%).

How to interpret the result

The higher the value, the greater the likelihood of insulin resistance. As a rough guide:

HOMA-IR valueInterpretation
≤ 2.5Normal insulin sensitivity
2.6 – 5.0Likely insulin resistance
> 5.0Marked insulin resistance

Important: there is no single universal cut-off. Reference ranges vary by laboratory, insulin assay and study population; a value up to about 2.5 is generally considered to indicate normal insulin sensitivity, with the exact limit varying around 2.0–2.5. The result is not a diagnosis and should be interpreted by a doctor alongside your other tests.

Why it matters

Insulin resistance is a condition in which cells respond less to insulin, forcing the pancreas to produce more of it. It is a central mechanism in several conditions people search for:

  • Prediabetes and type 2 diabetes
  • Metabolic syndrome
  • Polycystic ovary syndrome (PCOS)
  • Non-alcoholic fatty liver disease
  • Overweight and abdominal obesity

Because body weight and lipid profile are closely tied to insulin sensitivity, it can help to also check your body mass index (BMI) and your LDL cholesterol.

How the test is done

HOMA-IR is calculated from a fasting blood sample. For reliable values:

  • Fast for 8–12 hours (water is allowed).
  • Have the blood drawn in the morning: glucose and insulin follow a circadian rhythm.
  • Glucose and insulin must be measured on the same sample.
  • Avoid intense exercise and alcohol in the preceding hours.

What to do about your result

A value in the normal range is reassuring but should always be put in context; a high value is a reason to investigate further.

  • Lifestyle: regular physical activity, cutting back on simple sugars and weight loss all improve insulin sensitivity.
  • Further tests: your doctor may request glycated haemoglobin (HbA1c), an oral glucose tolerance test or a lipid panel.

When to see a professional: consult a doctor if the value is high, if you have a family history of diabetes, if you are overweight, or if you notice symptoms such as excessive thirst, fatigue or increased urination. Only a doctor can make a diagnosis.

Limitations of HOMA-IR

  • It is based on a single sample and is subject to biological variability.
  • The insulin assay is not standardised across laboratories, so values are not always comparable.
  • It is not validated in people on insulin therapy or with type 1 diabetes.
  • It is a screening and research tool, not a diagnostic test.

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Frequently asked questions

What are the normal HOMA Index values?
A HOMA Index up to about 2.5 generally indicates normal insulin sensitivity, while higher values may indicate reduced sensitivity. There is no single universal cut-off: the limit varies (many studies place it around 2.0–2.5) depending on the laboratory, insulin assay and population.
How is HOMA-IR calculated?
HOMA-IR is derived from fasting glucose and insulin. With glucose in mg/dL: HOMA-IR = (glucose × insulin) / 405. With glucose in mmol/L: HOMA-IR = (glucose × insulin) / 22.5.
What does a high HOMA-IR mean?
A high value suggests insulin resistance, a condition in which insulin is less effective at moving glucose into the cells. It should always be interpreted by a doctor together with the other tests.
What is HOMA-B%?
HOMA-B% estimates the function of the pancreatic beta cells, i.e. their ability to produce insulin, again from fasting glucose and insulin values.
Does the HOMA Index replace a diagnosis?
No. The result is an informational estimate and does not constitute medical advice: always consult a healthcare professional.

Sources

  1. Matthews DR, Hosker JP, Rudenski AS, et al. Homeostasis model assessment: insulin resistance and beta-cell function from fasting plasma glucose and insulin concentrations in man. Diabetologia. 1985;28(7):412-419.
  2. Wallace TM, Levy JC, Matthews DR. Use and abuse of HOMA modeling. Diabetes Care. 2004;27(6):1487-1495.
  3. World Health Organization. Classification of diabetes mellitus. Geneva: WHO; 2019.
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